Getting a mobile phone contract with no credit history can be a daunting task, but it is not impossible. If you are a student or someone new to the country, you may not have a credit score, but that doesn`t mean you can`t get a phone contract. We have put together a guide on how to get a mobile phone contract with no credit history.
1. Go SIM-Only
Going SIM-only is the best way to get a mobile phone contract with no credit history. A SIM-only deal is a contract that only provides a phone number, texts, and data. You will need to have your own phone to use the SIM, but you can use it with both Android and iOS devices.
2. Consider a Pay-As-You-Go Phone
Another way to get a mobile phone contract with no credit history is to get a pay-as-you-go phone. This type of contract doesn`t require running a credit check. All you have to do is pay for the phone and then top up the minutes and data when you need to use it.
3. Get a Guarantor
If you have a friend or relative who is willing to act as a guarantor, you can get a mobile phone contract with no credit history. A guarantor is someone who promises to pay your phone bills if you are unable to pay them. This is a great option for those who have just moved to the country or for students who don`t have a credit score.
4. Choose a Lower-End Phone
You can also get a mobile phone contract with no credit history by choosing a lower-end phone. A high-end smartphone will require a credit check, but you can get a basic phone with a lower budget. These phones are often available on pay-as-you-go or SIM-only contracts, which don`t require a credit check.
5. Shop Around
When looking for a mobile phone contract with no credit history, it is important to shop around. Different providers will have different options, and some may be more willing to work with you than others. Be sure to compare prices and read reviews before choosing a provider.
In conclusion, getting a mobile phone contract with no credit history is not impossible. You can choose from a range of options, including pay-as-you-go phones, SIM-only deals, guarantors, and lower-end phones. By shopping around and being flexible, you can find a contract that suits your needs and budget.